BISNIS: Jurnal Bisnis dan Manajemen Islam
Jurnal Bisnis hadir dengan penulis-penulis yang memberikan kontribusi di berbagai bidang bisnis. Bisnis syariah memang sangat dianjurkan karena sejalan dengan prinsip ekonomi islam. ketika akan memulai sebuah bisnis maka penting untuk membuat pondasi yang kokoh terlebih dahulu. pondasi bisnis kita harus dibangun dengan intention Islam, passion Islam dan knowledge Islam.
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<![CDATA[The Effect of Sharia Share, Sukuk, Sharia Mutual Funds and Exchange on the National Economic Growth ]]>
<![CDATA[Devi Yani]]>;
<![CDATA[Early Ridho Kismawadi]]>;
<![CDATA[Ismail Fahmi Ar Rauf Nasution]]>;
<![CDATA[M. Irvanni Bahri]]>
<![CDATA[ BISNIS Vol 10, No 1 (2022): BISNIS: Jurnal Bisnis dan Manajemen Islam ]]>
Publisher : <![CDATA[Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus ]]>
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DOI: 10.21043/bisnis.v10i1.13395
<![CDATA[The thesis entitled "The Influence of Sharia Sukuk Shares, Sharia Mutual Funds and Exchange Rates Against National Economic Growth" was written by Devi Yani aims to find out how much influence sharia stocks, Sukuk, Islamic mutual funds, and exchange rates have on the national economic growth in 2013-2018. quantitative with secondary data types and data used based on time series data. Data is obtained from the financial services authority (OJK) and Bank Indonesia. The variables used in this study are national economic growth as the dependent variable (Y), with the independent variables of sharia shares (X1), Sukuk (X2), Islamic mutual funds (X3), and exchange rates (X4). Data were analyzed using multiple linear regression analysis using the SPSS application. The results showed that partially sharia shares had a negative and significant effect with a significance value of 0.006 and t count of -3.088 for national economic growth. Sukuk had a positive and significant effect with a significance value of 0.001 t count of 4.191. positive sharia mutual funds and not significant with a significance value of 0.465 and t count of 0.648. in contrast, the negative effect rate is insignificant with a significance value of 0,000 and at a count of -6,506 for economic growth. Simultaneously it shows that Islamic stocks, Sukuk, Islamic mutual funds, and exchange rates on economic growth have a positive and significant influence on the dependent variable (economic growth) with a significance value of 0,000 and F count 11,542.]]>
<![CDATA[Analisis Variabel yang Mempengaruhi Keputusan Pembelian Makanan Halal Melalui GoFood Saat Covid-19 ]]>
<![CDATA[Adri 'Aunur Rahman]]>;
<![CDATA[Tati Handayani]]>
<![CDATA[ BISNIS Vol 10, No 1 (2022): BISNIS: Jurnal Bisnis dan Manajemen Islam ]]>
Publisher : <![CDATA[Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus ]]>
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DOI: 10.21043/bisnis.v10i1.13928
<![CDATA[AbstractThis research aims to find out and explain about the factors that influence halal food purchase decisions through GoFood during Covid-19. Quantitative methods are the methods used in this research. The population of this research were the Muslim community of GoFood service users in Jabodetabek during the Covid-19 pandemic. Samples were taken are 265 respondents with purposive sampling. This research used primary data and data collection techniques using questionnaires. The data analysis techniques used in this research are inner model and outer model with analysis tool used is SmartPLS. This research explains that the existence of halal labels on the GoFood application helps consumers in making purchasing decisions in GoFood, in other words halal labels have a significant effect. The quality of service in accordance with sharia rules and contactless delivery must be applied with the aim to improve the comfort of consumers, in other words the quality of service has a significant effect. Price will be considered by consumers to buy a product, but with the condition of Covid-19 even though the price listed is high still decide to use GoFood services, in other words the price has no significant effect.Keywords: Halal Food, Halal Label, Price, Purchase Decision, Quality Of Service AbstrakPenelitian ini bertujuan untuk mengetahui dan menjelaskan tentang faktor-faktor yang mempengaruhi keputusan pembelian makanan halal melalui GoFood saat Covid-19. Metode kuantitatif merupakan metode yang digunakan pada penelitian ini. Populasi yang digunakan pada penelitian ini adalah masyarakat muslim pengguna layanan GoFood di Jabodetabek selama pandemi Covid-19. Jumlah sampel yang digunakan adalah 265 orang dengan menggunakan metode purposive Sampling. Penelitian ini menggunakan data primer dan teknik pengumpulan data menggunakan kuesioner. Teknik analisis data yang digunakan pada penelitian ini adalah inner model dan outer model menggunakan SmartPLS. Penelitian ini menjelaskan bahwa dengan adanya label halal pada aplikasi GoFood membantu konsumen dalam membuat keputusan pembelian di GoFood, dengan kata lain label halal berpengaruh signifikan. Kualitas layanan yang sesuai dengan aturan syariah dan contactless delivery harus diterapkan dengan tujuan untuk meningkatkan kenyamanan para konsumen, dengan kata lain kualitas layanan berpengaruh signifikan. Harga akan menjadi pertimbangan para konsumen untuk membeli suatu produk, namun dengan kondisi Covid-19 walaupun harga yang tercantum tinggi tetap memutuskan untuk menggunakan layanan GoFood, dengan kata lain harga tidak berpengaruh signifikan.Kata kunci: Harga, Keputusan Pembelian, Kualitas Layanan, Label Halal, Makanan Halal]]>
<![CDATA[Menyoal Bisnis Kosmetik Bersertifikat Halal (Analisis Undang-Undang Nomor 33 Tahun 2014 Tentang Jaminan Prodak Halal) ]]>
<![CDATA[inna fauzi]]>
<![CDATA[ BISNIS Vol 10, No 1 (2022): BISNIS: Jurnal Bisnis dan Manajemen Islam ]]>
Publisher : <![CDATA[Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus ]]>
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DOI: 10.21043/bisnis.v10i1.13961
<![CDATA[This study aims to determine the achievements of the halal cosmetic product business, the challenges of halal product guarantee through analysis of halal product guarantee regulations. This study uses a descriptive approach with qualitative data that is conceptual in nature by linking Value chain theory, action and mirror theory. The results show that the halal-certified cosmetic business is a fairly competitive business for business people. However, there are cosmetic brands that are quite large and are found to contain non-halal ingredients. The trend of the halal-certified cosmetic business is in synergy with LPPOM-MUI, the MUI Fatwa Commission and BPOM in issuing Halal Label certificate licensing for producers who want their products to be halal-certified. In addition to the large opportunity for selling halal cosmetic products in Indonesia, the use and selection of raw materials that are free from haram ingredients is something that cosmetic manufacturers must pay attention to. This has become the testing power of Law Number 33 of 2014 concerning Guaranteed Halal Products to consistently provide legal certainty and protection for the community based on belief as stated in Article 28 and 29 of the 1945 Constitution. ]]>
<![CDATA[Mitigasi Pembiayaan Mudharabah Perbankan Syariah di Indonesia Melalui Pendayagunaan Cash Waqf Fund ]]>
<![CDATA[Amin Al Jawi]]>;
<![CDATA[Saparuddin Siregar]]>;
<![CDATA[Sugianto Sugianto]]>
<![CDATA[ BISNIS Vol 10, No 1 (2022): BISNIS: Jurnal Bisnis dan Manajemen Islam ]]>
Publisher : <![CDATA[Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus ]]>
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DOI: 10.21043/bisnis.v10i1.13429
<![CDATA[This paper aims to uncover the main problem as well as to offer alternative solutions to the realization of mudharabah financing for Islamic banks in Indonesia, which is still 3% as of June 2021, through optimizing the role and authority of Islamic banks in the management of cash waqf. This study uses a descriptive method with a qualitative approach. The main problem of mudharabah financing is the high risk of loss of Islamic banks which have the potential to be unable to provide profit sharing to their depositors (negative profit sharing), therefore Islamic banks must look for alternative sources of deposits with a return rate of 0%, one of which is a source of cash waqf. By regulation, currently the authority of Islamic banks in the management of cash waqf is still limited to cashiers (traffic cash waqf funds) with their position as LKS-PWU. To increase mudharabah financing through cash waqf sources, Islamic banks must optimize their role as Nazhir through changes to Law Number 41 of 2004 and its derivation regulations, so that the money waqf funds that have been collected can be directly channeled to productive and prospective sectors for economic empowerment of the people through mudharabah financing. In addition, Islamic banks can reproduce the profits from the financing to the micro business sectors, the poor, and/or other sectors so that the profit-oriented and social-oriented missions of Islamic banks can run in a balanced way.]]>
<![CDATA[Interkoneksi Bank Syariah dengan Lembaga Filantropi Islam ]]>
<![CDATA[Hamli Syaifullah]]>;
<![CDATA[Muhammad Khaerul Muttaqien]]>;
<![CDATA[Mohammad Fikri Nazhif Hasbillah]]>
<![CDATA[ BISNIS Vol 10, No 1 (2022): BISNIS: Jurnal Bisnis dan Manajemen Islam ]]>
Publisher : <![CDATA[Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus ]]>
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DOI: 10.21043/bisnis.v10i1.13016
<![CDATA[This study contains the interconnection model of Islamic banking with Islamic philanthropic institutions. The approach used is a case study, which focuses on an interconnection case in Islamic banking institutions, especially BPRS (Bank Pembiayaan Rakyat Syariah). The focus of the questions in this study are: (1) What is the pattern of interconnection between Islamic banking and Islamic philanthropic institutions?; (2) What is the impact of the interconnection for the two institutions? In order to get maximum research results, the researchers tried to do a comparison between one BPRS and another, related to the interconnection that occurred, namely at BPRS HIK Insan Cita Artha Jaya Parung Bogor with BPRS HIK Ciledug Tangerang City. The data used in this study are in the form of documents, (1) website documents owned by the two BPRS; (2) Financial Report from OJK; and (3) Financial Reports on the Website of each BPRS. The data analysis technique uses the Miles & Huberman interactive model. Referring to the research questions posed by the researchers, the research answers were obtained, including: (1) The pattern of interconnection developed between the Islamic banking industry and Islamic philanthropic institutions is passive interconnection; (2) The pattern of interconnection is passive, having an insignificant (small) impact on the collection of philanthropic funds.]]>
<![CDATA[Integrasi Perceived Security dan Promosi dalam Mendeteksi Perilaku Konsumsi Milenial Sorong di Era Digital: Sebuah Analisis Model UTAUT2 ]]>
<![CDATA[Irma Yuliani]]>;
<![CDATA[Muhammad Amin]]>
<![CDATA[ BISNIS Vol 10, No 1 (2022): BISNIS: Jurnal Bisnis dan Manajemen Islam ]]>
Publisher : <![CDATA[Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus ]]>
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DOI: 10.21043/bisnis.v10i1.13856
<![CDATA[Perkembangan sistem digital dalam transaksi keuangan di indonesia tidak hanya terpusat di wilayah metropolitan saja. Sorong sebagai wilayah indonesia timur tampaknya juga memiliki potensi yang cukup besar sebagai wilayah dengan tingkat penetrasi internet yang tinggi. Penggunaan platform dompet digital di kota Sorong masih di dominasi oleh penduduk milenial. Penelitian ini bertujuan untuk menganalisis model UTAUT2 dalam mendeteksi minat milenial sorong menggunakan dompet digital dengan integrasi perceived security dan promosi. Penelitian ini termasuk penelitian survei dengan pendekatan explanatory study, yaitu berupaya untuk mengembangkan suatu model agar memperoleh model prediksi yang paling tepat. Data dalam penelitian bersifat primer yang dikumpulkan melalui kuesioner dan dianalisis menggunakan SEM – PLS (Structural Equation Modelling – Partial Least Square). Hasil penelitian menunjukkan bahwa variabel performance expectancy, facilitating condition, habit, perceived security, dan promosi berpengaruh signifikan terhadap minat milenial sorong menggunakna dompet digital. Sedangkan variabel effort expectancy, social influence, dan price value tidak berpengaruh terhadap minat milenial menggunakan dompet digital. Implikasi dari penelitian ini merekomendasikan adanya pengembangan fitur-fitur tertentu seperti fitur debit-kredit payment, user tutorial, serta penciptaan ekosistem digital yang kondusif dan inklusif untuk meningkatkan kepuasan konsumen.]]>
<![CDATA[The Silima-Lima Waterfall’s Potential as Halal Tourism: A SWOT Analysis ]]>
<![CDATA[Rodame Monitorir Napitupulu]]>;
<![CDATA[Delima Sari Lubis]]>;
<![CDATA[Juliansyah Silitonga]]>
<![CDATA[ BISNIS Vol 10, No 1 (2022): BISNIS: Jurnal Bisnis dan Manajemen Islam ]]>
Publisher : <![CDATA[Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus ]]>
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DOI: 10.21043/bisnis.v10i1.14552
<![CDATA[This study aims to determine the strengths of the halal tourism potential of Silima-lima Waterfall, to find out the weaknesses of the halal tourism potential of Silima-lima Waterfall, to find out the opportunities possessed by the halal tourism potential of Silima-lima Waterfall, to find out the threat that is owned by the halal tourism potential of Silima-lima Waterfall. This research is descriptive qualitative research, the analytical method used is the SWOT analysis technique. Data collection techniques used are observation, in-depth interviews, and documentation, the validity of the data used is member check. Based on the results of the study, it is known that Silima-lima Waterfall tourism has some strengths in the form of uniqueness and beauty of the waterfall, the weakness of Silima-lima Waterfall is that many facilities in the jogging track area are damaged, especially the guardrail, of course, this will endanger tourists. The Silima-lima Waterfall has the opportunity to become a pioneer as a halal tourist destination in the South of Tapanuli Regency. Unfortunately, Silima-lima Waterfall also has a threat in the form of a lack of public understanding about halal tourism, lack of readiness of human resources to support the realization of halal tourist destinations. ]]>
<![CDATA[Peran Buruh Pabrik Perempuan dalam Meningkatkan Pendapatan Keluarga Perspektif Ekonomi Islam (Studi Kasus Desa Gemiring Kidul Kecamatan Nalumsari) ]]>
<![CDATA[Eni Kusrini]]>;
<![CDATA[Ika Putri Suryani]]>
<![CDATA[ BISNIS Vol 10, No 1 (2022): BISNIS: Jurnal Bisnis dan Manajemen Islam ]]>
Publisher : <![CDATA[Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus ]]>
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DOI: 10.21043/bisnis.v10i1.14977
<![CDATA[The development of industrialization is marked by the establishment of labor-intensive factories in Jepara Regency which has an impact on the opening of job opportunities which are dominated by women which will have an impact on increasing the income and welfare of the surrounding community. With these factories, many women in Gemiring Kidul Village work as factory workers to meet the needs of their families. the involvement of women in earning a living creates a dual role in the household.This study aims to determine the role of women who work as factory workers in increasing family income from an Islamic economic perspective as well as the impact and solutions of women who work as factory workers in Gemiring Kidul Village. This research was conducted in Gemiring Kidul Village with 16 female factory workers as the subject. This research uses qualitative research methods with the type of field research (field research). data obtained through interviews, observation, and documentation. data analysis using data reduction, data presentation, and verification.This study concludes that the role of women workers in Gemiring Kidul Village is quite large in an effort to increase family income, especially in meeting consumption needs, household equipment, children's education costs and other household needs. The positive impact of housewives in Gemiring Kidul Village who work as factory workers is that they get income that can be used to meet household needs, improve the household economy, and be able to finance children's education costs. While the impact is limited time to gather with children and husband. The solution for women who work as factory workers in overcoming family problems is by establishing good communication and creating a harmonious family with family members, namely by making the best use of time during work holidays and maintaining quality time with spouse and children, working together well in dealing with household problems, as well as entrusting child care to the right people, namely with their families and grandmothers. In an Islamic perspective, the work of housewives as factory workers is in accordance with the provisions of Islamic sharia, namely with the permission of the husband and brings benefit to the family.]]>
<![CDATA[Fintech Equity Crowdfunding Syariah Sebagai Solusi Akses Permodalan UMKM ]]>
<![CDATA[INDRIANA INDRIANA]]>;
<![CDATA[Hanna Trusty Satila]]>;
<![CDATA[Bramastya Datum Alwi]]>;
<![CDATA[Mursyid Fikri]]>
<![CDATA[ BISNIS Vol 10, No 1 (2022): BISNIS: Jurnal Bisnis dan Manajemen Islam ]]>
Publisher : <![CDATA[Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus ]]>
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DOI: 10.21043/bisnis.v10i1.13142
<![CDATA[Fintech equity crowdfunding telah masuk ke Indonesia dan berdampak kepada bertambahnya variasi pilihan pelaku usaha untuk memperoleh akses modal. Jumlah penduduk Indonesia yang mayoritas beragama Islam menjadikan potensi permintaan akses terhadap permodalan berbasis syariah berkembang, begitu juga dengan potensi fintech equity crowdfunding berbasis syariah. Akses modal melalui fintech equity crowdfunding syariah dapat menjadi alternatif sumber permodalan bagi Usaha Mikro Kecil Menengah (UMKM). Potensi keterlibatan UMKM dalam mengakses permodalan melalui sistem ini semakin terbuka sejak adanya Peraturan OJK nomor 37/POJK.04/2018 tentang Layanan Urun Dana Melalui Penawaran Saham Berbasis Teknologi Informasi (Equity Crowdfunding). Metodologi penulisan karya ilmiah ini menggunakan kajian pustaka dan metode analisis SWOT untuk mengetahui kekuatan, kelemahan, kesempatan dan tantangan dalam implementasi akses modal bagi UMKM melalui fintech equity crowdfunding syariah. Dari hasil analisis SWOT dirumuskan strategi yang dapat dilakukan oleh para stakeholder terkait antara lain; a) penguatan UMKM dari segi sumber daya, b) kesiapan penyelenggara LUD dalam melaksanakan layanan urun dana, c) kehati-hatian investor terhadap tindakan investasinya, d) peran pemerintah dalam menjamin kelangsungan yang baik dalam mekanisme fintech equiy crowdfunding syariah untuk semua stakeholder yang terlibat, dan e) peran masyarakat dalam mengawasi fintech equity crowdfunding syariah.]]>
<![CDATA[Eco-Design of A Digital-Based Waste Bank in Sukoharjo: Pentahelix Synergy Approach ]]>
<![CDATA[Ning Karnawijaya]]>;
<![CDATA[Siti Rokhaniyah]]>;
<![CDATA[Lila Pangestu Hadiningrum]]>
<![CDATA[ BISNIS Vol 10, No 1 (2022): BISNIS: Jurnal Bisnis dan Manajemen Islam ]]>
Publisher : <![CDATA[Fakultas Ekonom dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus ]]>
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DOI: 10.21043/bisnis.v10i1.12327
<![CDATA[Alternative solutions in overcoming the waste problem are carried out by developing a waste bank which is a social engineering activity that teaches people to sort waste and raises public awareness in waste management. The eco-design innovation of waste processing with a digital-based waste bank program with a synergistic pentahelix approach has become an innovation at the grassroots level, especially in Sukoharjo. This study uses a qualitative method, which is equipped with data analysis with descriptive statistics. The effectiveness of waste management is defined by the high amount of managed waste, the amount of waste being recycled, and the large economic benefits resulting from waste management. This is due to the low percentage of managed waste and the low percentage of recycled waste, which of course also has low economic benefits. Waste banks in the Sukoharjo area need to be further involved in this waste management, so that the effectiveness of its management increases and the economic benefits taken can be maximized. The existence of a waste bank has proven to be effective in reducing waste problems in Sukoharjo. it is necessary to use digital technology which is still rarely used by waste banks in Sukoharjo. Therefore, an eco-design of waste management through a digital-based Waste Bank in Sukoharjo needs to be implemented. Eco-design of waste management through the Waste Bank in this study is to use Pentahelix synergy, namely collaboration between elements of government, academia, the business sector, community, and the media. ]]>
